Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 39,838,000 | 39,574,000 | 40,785,000 | 41,981,000 |
| Total loans | 34,000,000 | 32,085,000 | 34,824,000 | 35,972,000 |
| Allowance for loan losses | 419,000 | 424,000 | 429,000 | 431,000 |
| Securities available for sale | 528,000 | 528,000 | 527,000 | 519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,632,000 | 29,971,000 | 29,554,000 | 30,005,000 |
| Interest-bearing deposits | 25,222,000 | 25,260,000 | 25,072,000 | 24,533,000 |
| Noninterest-bearing deposits | 4,411,000 | 4,711,000 | 4,481,000 | 5,472,000 |
| Equity capital | 4,224,000 | 4,281,000 | 4,343,000 | 4,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 360,000 | 702,000 | 1,050,000 | 1,414,000 |
| Interest expense | 35,000 | 71,000 | 104,000 | 139,000 |
| Net interest income | 325,000 | 631,000 | 946,000 | 1,275,000 |
| Noninterest income | 9,000 | 21,000 | 33,000 | 49,000 |
| Noninterest expense | 208,000 | 434,000 | 661,000 | 898,000 |
| Provision for loan losses | 4,000 | 8,000 | 14,000 | 18,000 |
| Pretax income | 119,000 | 210,000 | 304,000 | 408,000 |
| Income tax | 43,000 | 77,000 | 112,000 | 143,000 |
| Net income | 76,000 | 133,000 | 192,000 | 265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,224,000 | 4,281,000 | 4,343,000 | 4,373,000 |
| Total capital | 4,638,000 | 4,681,000 | 4,772,000 | 4,804,000 |
| Risk-weighted assets | 33,187,000 | 31,996,000 | 34,785,000 | 35,844,000 |