Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 41,757,000 | 40,960,000 | 42,712,000 | 43,607,000 |
| Total loans | 33,249,000 | 33,904,000 | 35,217,000 | 37,376,000 |
| Allowance for loan losses | 414,000 | 414,000 | 415,000 | 415,000 |
| Securities available for sale | 1,141,000 | 780,000 | 777,000 | 772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,125,000 | 28,258,000 | 27,253,000 | 30,088,000 |
| Interest-bearing deposits | 24,627,000 | 24,452,000 | 23,372,000 | 24,673,000 |
| Noninterest-bearing deposits | 4,498,000 | 3,806,000 | 3,882,000 | 5,415,000 |
| Equity capital | 3,994,000 | 4,066,000 | 4,151,000 | 4,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 345,000 | 700,000 | 1,069,000 | 1,456,000 |
| Interest expense | 33,000 | 67,000 | 104,000 | 139,000 |
| Net interest income | 312,000 | 633,000 | 965,000 | 1,317,000 |
| Noninterest income | 12,000 | 22,000 | 33,000 | 41,000 |
| Noninterest expense | 202,000 | 411,000 | 624,000 | 855,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 244,000 | 374,000 | 503,000 |
| Income tax | 44,000 | 88,000 | 135,000 | 171,000 |
| Net income | 78,000 | 156,000 | 239,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,994,000 | 4,066,000 | 4,151,000 | 4,204,000 |
| Total capital | 4,408,000 | 4,480,000 | 4,566,000 | 4,619,000 |
| Risk-weighted assets | 33,229,000 | 33,985,000 | 35,429,000 | 36,465,000 |