Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 39,168,000 | 38,946,000 | 40,571,000 | 42,316,000 |
| Total loans | 26,791,000 | 28,898,000 | 31,327,000 | 32,060,000 |
| Allowance for loan losses | 414,000 | 414,000 | 414,000 | 414,000 |
| Securities available for sale | 2,381,000 | 2,694,000 | 2,694,000 | 2,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,599,000 | 29,028,000 | 27,573,000 | 29,217,000 |
| Interest-bearing deposits | 25,496,000 | 24,115,000 | 22,808,000 | 23,526,000 |
| Noninterest-bearing deposits | 5,103,000 | 4,913,000 | 4,765,000 | 5,691,000 |
| Equity capital | 3,756,000 | 3,826,000 | 3,904,000 | 3,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 290,000 | 598,000 | 938,000 | 1,297,000 |
| Interest expense | 32,000 | 65,000 | 98,000 | 133,000 |
| Net interest income | 258,000 | 533,000 | 840,000 | 1,164,000 |
| Noninterest income | 15,000 | 27,000 | 42,000 | 57,000 |
| Noninterest expense | 213,000 | 403,000 | 603,000 | 814,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 60,000 | 157,000 | 279,000 | 407,000 |
| Income tax | 21,000 | 58,000 | 104,000 | 145,000 |
| Net income | 39,000 | 99,000 | 175,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,768,000 | 3,829,000 | 3,904,000 | 3,959,000 |
| Total capital | 4,138,000 | 4,220,000 | 4,318,000 | 4,373,000 |
| Risk-weighted assets | 29,557,000 | 31,220,000 | 33,618,000 | 33,946,000 |