Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 37,299,000 | 35,174,000 | 36,451,000 | 40,894,000 |
| Total loans | 22,959,000 | 22,655,000 | 26,282,000 | 31,381,000 |
| Allowance for loan losses | 415,000 | 415,000 | 414,000 | 414,000 |
| Securities available for sale | 2,492,000 | 2,528,000 | 2,407,000 | 2,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,246,000 | 28,682,000 | 28,686,000 | 28,553,000 |
| Interest-bearing deposits | 25,442,000 | 24,239,000 | 23,064,000 | 22,250,000 |
| Noninterest-bearing deposits | 4,804,000 | 4,443,000 | 5,622,000 | 6,303,000 |
| Equity capital | 3,657,000 | 3,685,000 | 3,725,000 | 3,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 272,000 | 546,000 | 845,000 | 1,150,000 |
| Interest expense | 35,000 | 70,000 | 105,000 | 138,000 |
| Net interest income | 237,000 | 476,000 | 740,000 | 1,012,000 |
| Noninterest income | 14,000 | 28,000 | 43,000 | 58,000 |
| Noninterest expense | 191,000 | 384,000 | 582,000 | 805,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 60,000 | 120,000 | 201,000 | 265,000 |
| Income tax | 20,000 | 40,000 | 69,000 | 77,000 |
| Net income | 40,000 | 80,000 | 132,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,646,000 | 3,686,000 | 3,738,000 | 3,769,000 |
| Total capital | 3,970,000 | 4,003,000 | 4,098,000 | 4,183,000 |
| Risk-weighted assets | 25,856,000 | 25,288,000 | 28,708,000 | 33,575,000 |