Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 33,781,000 | 32,786,000 | 32,531,000 | 35,922,000 |
| Total loans | 20,211,000 | 21,938,000 | 22,951,000 | 26,255,000 |
| Allowance for loan losses | 414,000 | 414,000 | 414,000 | 415,000 |
| Securities available for sale | 3,354,000 | 2,858,000 | 2,114,000 | 2,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,938,000 | 26,592,000 | 26,082,000 | 27,876,000 |
| Interest-bearing deposits | 23,592,000 | 23,566,000 | 23,212,000 | 23,177,000 |
| Noninterest-bearing deposits | 4,346,000 | 3,026,000 | 2,870,000 | 4,699,000 |
| Equity capital | 3,548,000 | 3,585,000 | 3,637,000 | 3,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 538,000 | 826,000 | 1,130,000 |
| Interest expense | 49,000 | 96,000 | 135,000 | 174,000 |
| Net interest income | 217,000 | 442,000 | 691,000 | 956,000 |
| Noninterest income | 17,000 | 31,000 | 49,000 | 66,000 |
| Noninterest expense | 186,000 | 375,000 | 574,000 | 785,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 98,000 | 166,000 | 237,000 |
| Income tax | 15,000 | 31,000 | 54,000 | 68,000 |
| Net income | 33,000 | 67,000 | 112,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,540,000 | 3,575,000 | 3,619,000 | 3,651,000 |
| Total capital | 3,811,000 | 3,868,000 | 3,919,000 | 3,978,000 |
| Risk-weighted assets | 21,515,000 | 23,296,000 | 23,871,000 | 26,904,000 |