Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 30,464,000 | 30,656,000 | 29,196,000 | 31,459,000 |
| Total loans | 18,899,000 | 19,753,000 | 21,001,000 | 23,824,000 |
| Allowance for loan losses | 415,000 | 415,000 | 415,000 | 414,000 |
| Securities available for sale | 5,425,000 | 4,793,000 | 3,403,000 | 2,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,751,000 | 25,235,000 | 23,882,000 | 24,893,000 |
| Interest-bearing deposits | 21,015,000 | 21,537,000 | 20,967,000 | 20,913,000 |
| Noninterest-bearing deposits | 3,736,000 | 3,698,000 | 2,915,000 | 3,980,000 |
| Equity capital | 3,451,000 | 3,501,000 | 3,533,000 | 3,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 537,000 | 823,000 | 1,123,000 |
| Interest expense | 58,000 | 115,000 | 170,000 | 220,000 |
| Net interest income | 208,000 | 422,000 | 653,000 | 903,000 |
| Noninterest income | 16,000 | 34,000 | 50,000 | 67,000 |
| Noninterest expense | 180,000 | 360,000 | 549,000 | 765,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 96,000 | 154,000 | 205,000 |
| Income tax | 13,000 | 30,000 | 49,000 | 58,000 |
| Net income | 31,000 | 66,000 | 105,000 | 147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,451,000 | 3,486,000 | 3,533,000 | 3,556,000 |
| Total capital | 3,716,000 | 3,758,000 | 3,817,000 | 3,906,000 |
| Risk-weighted assets | 21,061,000 | 21,577,000 | 22,575,000 | 27,899,000 |