Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 28,151,000 | 27,747,000 | 27,449,000 | 28,960,000 |
| Total loans | 16,898,000 | 18,179,000 | 19,710,000 | 21,374,000 |
| Allowance for loan losses | 358,000 | 365,000 | 401,000 | 415,000 |
| Securities available for sale | 5,535,000 | 5,238,000 | 3,355,000 | 4,233,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,263,000 | 22,919,000 | 22,252,000 | 23,719,000 |
| Interest-bearing deposits | 20,150,000 | 20,057,000 | 19,791,000 | 19,612,000 |
| Noninterest-bearing deposits | 3,113,000 | 2,862,000 | 2,462,000 | 4,107,000 |
| Equity capital | 3,405,000 | 3,438,000 | 3,472,000 | 3,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 546,000 | 849,000 | 1,145,000 |
| Interest expense | 81,000 | 159,000 | 232,000 | 298,000 |
| Net interest income | 190,000 | 387,000 | 617,000 | 847,000 |
| Noninterest income | 21,000 | 41,000 | 59,000 | 74,000 |
| Noninterest expense | 177,000 | 360,000 | 551,000 | 757,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 34,000 | 68,000 | 125,000 | 164,000 |
| Income tax | 9,000 | 18,000 | 37,000 | 48,000 |
| Net income | 25,000 | 50,000 | 88,000 | 116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,389,000 | 3,414,000 | 3,452,000 | 3,465,000 |
| Total capital | 3,660,000 | 3,658,000 | 3,704,000 | 3,755,000 |
| Risk-weighted assets | 21,592,000 | 18,714,000 | 19,992,000 | 23,088,000 |