Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 26,416,000 | 26,986,000 | 26,101,000 | 26,883,000 |
| Total loans | 15,064,000 | 16,923,000 | 17,793,000 | 17,038,000 |
| Allowance for loan losses | 362,000 | 372,000 | 372,000 | 349,000 |
| Securities available for sale | 6,798,000 | 6,173,000 | 5,733,000 | 5,977,000 |
| Securities held to maturity | 800,000 | 800,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,866,000 | 23,464,000 | 22,545,000 | 23,389,000 |
| Interest-bearing deposits | 19,419,000 | 19,902,000 | 19,519,000 | 19,800,000 |
| Noninterest-bearing deposits | 3,447,000 | 3,562,000 | 3,026,000 | 3,589,000 |
| Equity capital | 3,371,000 | 3,380,000 | 3,420,000 | 3,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 287,000 | 569,000 | 878,000 | 1,195,000 |
| Interest expense | 106,000 | 209,000 | 303,000 | 392,000 |
| Net interest income | 181,000 | 360,000 | 575,000 | 803,000 |
| Noninterest income | 22,000 | 42,000 | 63,000 | 80,000 |
| Noninterest expense | 176,000 | 360,000 | 541,000 | 732,000 |
| Provision for loan losses | -30,000 | -30,000 | -30,000 | -30,000 |
| Pretax income | 57,000 | 72,000 | 127,000 | 181,000 |
| Income tax | 19,000 | 21,000 | 39,000 | 56,000 |
| Net income | 38,000 | 51,000 | 88,000 | 125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,332,000 | 3,346,000 | 3,383,000 | 3,404,000 |
| Total capital | 3,544,000 | 3,576,000 | 3,619,000 | 3,650,000 |
| Risk-weighted assets | 16,874,000 | 18,281,000 | 18,833,000 | 19,535,000 |