Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 25,740,000 | 26,646,000 | 25,354,000 | 25,184,000 |
| Total loans | 14,591,000 | 15,344,000 | 16,646,000 | 16,840,000 |
| Allowance for loan losses | 323,000 | 394,000 | 394,000 | 392,000 |
| Securities available for sale | 4,369,000 | 5,819,000 | 5,831,000 | 5,181,000 |
| Securities held to maturity | 1,865,000 | 565,000 | 865,000 | 825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,285,000 | 23,117,000 | 21,768,000 | 21,590,000 |
| Interest-bearing deposits | 18,934,000 | 19,570,000 | 19,078,000 | 18,252,000 |
| Noninterest-bearing deposits | 3,351,000 | 3,547,000 | 2,690,000 | 3,338,000 |
| Equity capital | 3,249,000 | 3,298,000 | 3,337,000 | 3,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 353,000 | 777,000 | 1,131,000 | 1,527,000 |
| Interest expense | 162,000 | 305,000 | 435,000 | 556,000 |
| Net interest income | 191,000 | 472,000 | 696,000 | 971,000 |
| Noninterest income | 24,000 | 46,000 | 68,000 | 91,000 |
| Noninterest expense | 157,000 | 324,000 | 510,000 | 729,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 58,000 | 194,000 | 254,000 | 333,000 |
| Income tax | 20,000 | 70,000 | 91,000 | 119,000 |
| Net income | 38,000 | 124,000 | 163,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,193,000 | 3,279,000 | 3,317,000 | 3,339,000 |
| Total capital | 3,404,000 | 3,498,000 | 3,546,000 | 3,568,000 |
| Risk-weighted assets | 16,783,000 | 17,344,000 | 18,179,000 | 18,168,000 |