Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 24,089,000 | 24,516,000 | 24,342,000 | 24,569,000 |
| Total loans | 13,755,000 | 14,517,000 | 15,537,000 | 14,335,000 |
| Allowance for loan losses | 314,000 | 317,000 | 317,000 | 317,000 |
| Securities available for sale | 2,591,000 | 3,117,000 | 3,181,000 | 3,208,000 |
| Securities held to maturity | 5,265,000 | 4,565,000 | 4,265,000 | 3,865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,108,000 | 20,503,000 | 20,465,000 | 21,180,000 |
| Interest-bearing deposits | 17,826,000 | 18,117,000 | 17,982,000 | 17,713,000 |
| Noninterest-bearing deposits | 2,282,000 | 2,386,000 | 2,483,000 | 3,467,000 |
| Equity capital | 3,812,000 | 3,847,000 | 3,171,000 | 3,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 728,000 | 1,111,000 | 1,508,000 |
| Interest expense | 158,000 | 326,000 | 501,000 | 676,000 |
| Net interest income | 198,000 | 402,000 | 610,000 | 832,000 |
| Noninterest income | 17,000 | 35,000 | 56,000 | 74,000 |
| Noninterest expense | 140,000 | 289,000 | 443,000 | 624,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 148,000 | 223,000 | 282,000 |
| Income tax | 27,000 | 53,000 | 80,000 | 100,000 |
| Net income | 48,000 | 95,000 | 143,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,810,000 | 3,862,000 | 3,147,000 | 3,195,000 |
| Total capital | 4,005,000 | 4,066,000 | 3,362,000 | 3,401,000 |
| Risk-weighted assets | 15,516,000 | 16,229,000 | 17,121,000 | 16,381,000 |