Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 23,651,000 | 23,233,000 | 24,346,000 | 24,443,000 |
| Total loans | 14,224,000 | 14,345,000 | 15,269,000 | 14,971,000 |
| Allowance for loan losses | 302,000 | 308,000 | 309,000 | 309,000 |
| Securities available for sale | 1,042,000 | 1,337,000 | 1,347,000 | 1,698,000 |
| Securities held to maturity | 7,064,000 | 6,590,000 | 6,590,000 | 6,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,803,000 | 19,311,000 | 19,270,000 | 20,492,000 |
| Interest-bearing deposits | 17,723,000 | 17,320,000 | 17,256,000 | 17,471,000 |
| Noninterest-bearing deposits | 2,080,000 | 1,991,000 | 2,014,000 | 3,020,000 |
| Equity capital | 3,683,000 | 3,741,000 | 3,801,000 | 3,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 331,000 | 673,000 | 1,036,000 | 1,431,000 |
| Interest expense | 116,000 | 247,000 | 396,000 | 564,000 |
| Net interest income | 215,000 | 426,000 | 640,000 | 867,000 |
| Noninterest income | 15,000 | 28,000 | 44,000 | 58,000 |
| Noninterest expense | 130,000 | 259,000 | 405,000 | 643,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 100,000 | 195,000 | 279,000 | 282,000 |
| Income tax | 34,000 | 68,000 | 98,000 | 82,000 |
| Net income | 66,000 | 127,000 | 181,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,696,000 | 3,763,000 | 3,805,000 | 3,823,000 |
| Total capital | 3,866,000 | 3,961,000 | 4,017,000 | 4,032,000 |
| Risk-weighted assets | 15,547,000 | 15,720,000 | 16,883,000 | 16,629,000 |