Call reports 2004
FIRST STATE BANK — 2004
What FIRST STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 25,222,000 | 24,546,000 | 24,230,000 | 24,581,000 |
| Total loans | 11,661,000 | 12,678,000 | 13,868,000 | 13,955,000 |
| Allowance for loan losses | 339,000 | 338,000 | 338,000 | 337,000 |
| Securities available for sale | 2,000 | 2,000 | 2,000 | 0 |
| Securities held to maturity | 9,726,000 | 10,284,000 | 9,684,000 | 9,264,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,735,000 | 21,000,000 | 19,436,000 | 20,958,000 |
| Interest-bearing deposits | 19,720,000 | 19,000,000 | 17,732,000 | 18,382,000 |
| Noninterest-bearing deposits | 2,015,000 | 2,000,000 | 1,704,000 | 2,576,000 |
| Equity capital | 3,382,000 | 3,446,000 | 3,520,000 | 3,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 557,000 | 856,000 | 1,134,000 |
| Interest expense | 84,000 | 165,000 | 244,000 | 327,000 |
| Net interest income | 191,000 | 392,000 | 612,000 | 807,000 |
| Noninterest income | 17,000 | 32,000 | 48,000 | 62,000 |
| Noninterest expense | 120,000 | 238,000 | 362,000 | 562,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 88,000 | 186,000 | 298,000 | 307,000 |
| Income tax | 30,000 | 64,000 | 102,000 | 103,000 |
| Net income | 58,000 | 122,000 | 196,000 | 204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,382,000 | 3,446,000 | 3,520,000 | 3,528,000 |
| Total capital | 3,569,000 | 3,623,000 | 3,711,000 | 3,727,000 |
| Risk-weighted assets | 14,796,000 | 14,013,000 | 15,196,000 | 15,839,000 |