Call reports 2003
FIRST STATE BANK — 2003
What FIRST STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 25,090,000 | 25,732,000 | 23,640,000 | 24,753,000 |
| Total loans | 11,557,000 | 11,661,000 | 12,650,000 | 12,487,000 |
| Allowance for loan losses | 334,000 | 334,000 | 335,000 | 335,000 |
| Securities available for sale | 2,000 | 2,000 | 2,000 | 2,000 |
| Securities held to maturity | 11,550,000 | 11,149,000 | 9,950,000 | 9,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,748,000 | 22,317,000 | 20,147,000 | 21,277,000 |
| Interest-bearing deposits | 19,737,000 | 20,641,000 | 18,229,000 | 18,531,000 |
| Noninterest-bearing deposits | 2,011,000 | 1,676,000 | 1,918,000 | 2,746,000 |
| Equity capital | 3,252,000 | 3,312,000 | 3,378,000 | 3,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 311,000 | 616,000 | 913,000 | 1,198,000 |
| Interest expense | 116,000 | 226,000 | 324,000 | 415,000 |
| Net interest income | 195,000 | 390,000 | 589,000 | 783,000 |
| Noninterest income | 14,000 | 27,000 | 42,000 | 56,000 |
| Noninterest expense | 114,000 | 233,000 | 348,000 | 545,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 95,000 | 184,000 | 283,000 | 294,000 |
| Income tax | 31,000 | 60,000 | 93,000 | 78,000 |
| Net income | 64,000 | 124,000 | 190,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,252,000 | 3,312,000 | 3,378,000 | 3,404,000 |
| Total capital | 3,570,000 | 3,637,000 | 3,556,000 | 3,581,000 |
| Risk-weighted assets | 25,450,000 | 26,057,000 | 14,114,000 | 14,001,000 |