Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 24,740,000 | 25,646,000 | 25,100,000 | 25,582,000 |
| Total loans | 11,667,000 | 11,659,000 | 12,379,000 | 11,808,000 |
| Allowance for loan losses | 433,000 | 393,000 | 391,000 | 388,000 |
| Securities available for sale | 2,000 | 2,000 | 2,000 | 2,000 |
| Securities held to maturity | 6,778,000 | 12,095,000 | 10,270,000 | 11,589,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,491,000 | 22,362,000 | 21,754,000 | 22,241,000 |
| Interest-bearing deposits | 19,637,000 | 20,726,000 | 19,746,000 | 19,907,000 |
| Noninterest-bearing deposits | 1,854,000 | 1,636,000 | 2,008,000 | 2,334,000 |
| Equity capital | 3,109,000 | 3,158,000 | 3,210,000 | 3,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 335,000 | 671,000 | 1,011,000 | 1,336,000 |
| Interest expense | 168,000 | 327,000 | 474,000 | 606,000 |
| Net interest income | 167,000 | 344,000 | 537,000 | 730,000 |
| Noninterest income | 14,000 | 26,000 | 39,000 | 55,000 |
| Noninterest expense | 109,000 | 227,000 | 357,000 | 546,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 143,000 | 219,000 | 239,000 |
| Income tax | 22,000 | 44,000 | 68,000 | 70,000 |
| Net income | 50,000 | 99,000 | 151,000 | 169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,109,000 | 3,158,000 | 3,210,000 | 3,228,000 |
| Total capital | 3,425,000 | 3,484,000 | 3,529,000 | 3,552,000 |
| Risk-weighted assets | 25,162,000 | 26,078,000 | 25,461,000 | 25,948,000 |