Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,015,000 | 22,966,000 | 22,116,000 | 24,432,000 |
| Total loans | 12,918,000 | 14,061,000 | 14,302,000 | 13,343,000 |
| Allowance for loan losses | 264,000 | 433,000 | 453,000 | 468,000 |
| Securities available for sale | 2,000 | 2,000 | 2,000 | 2,000 |
| Securities held to maturity | 6,776,000 | 6,151,000 | 6,251,000 | 6,349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,624,000 | 19,840,000 | 18,952,000 | 21,267,000 |
| Interest-bearing deposits | 17,743,000 | 18,380,000 | 17,565,000 | 18,752,000 |
| Noninterest-bearing deposits | 1,881,000 | 1,460,000 | 1,387,000 | 2,515,000 |
| Equity capital | 3,184,000 | 3,019,000 | 3,071,000 | 3,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 425,000 | 844,000 | 1,240,000 | 1,623,000 |
| Interest expense | 211,000 | 428,000 | 626,000 | 817,000 |
| Net interest income | 214,000 | 416,000 | 614,000 | 806,000 |
| Noninterest income | 13,000 | 26,000 | 38,000 | 49,000 |
| Noninterest expense | 104,000 | 210,000 | 321,000 | 505,000 |
| Provision for loan losses | 11,000 | 375,000 | 395,000 | 395,000 |
| Pretax income | 112,000 | -143,000 | -64,000 | -45,000 |
| Income tax | 40,000 | -50,000 | -23,000 | -17,000 |
| Net income | 72,000 | -93,000 | -41,000 | -28,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,184,000 | 3,019,000 | 3,071,000 | 3,084,000 |
| Total capital | 3,448,000 | 3,313,000 | 3,354,000 | 3,397,000 |
| Risk-weighted assets | 23,385,000 | 23,366,000 | 22,505,000 | 24,846,000 |