Call reports 2013
WESTERN NATIONAL BANK — 2013
What WESTERN NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,396,677,000 | 1,416,563,000 | 1,530,149,000 | 1,501,220,000 |
| Total loans | 654,514,000 | 656,182,000 | 651,163,000 | 703,373,000 |
| Allowance for loan losses | 9,530,000 | 9,052,000 | 8,630,000 | 7,876,000 |
| Securities available for sale | 630,793,000 | 636,845,000 | 153,574,000 | 152,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,223,094,000 | 1,241,758,000 | 1,388,496,000 | 1,374,390,000 |
| Interest-bearing deposits | 674,654,000 | 691,140,000 | 739,475,000 | 712,267,000 |
| Noninterest-bearing deposits | 548,440,000 | 550,618,000 | 649,021,000 | 662,123,000 |
| Equity capital | 121,016,000 | 105,665,000 | 104,806,000 | 110,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,344,000 | 22,767,000 | 33,139,000 | 42,118,000 |
| Interest expense | 661,000 | 1,317,000 | 1,918,000 | 2,475,000 |
| Net interest income | 10,683,000 | 21,450,000 | 31,221,000 | 39,643,000 |
| Noninterest income | 1,389,000 | 2,293,000 | 3,289,000 | 4,360,000 |
| Noninterest expense | 5,678,000 | 10,912,000 | 16,551,000 | 21,940,000 |
| Provision for loan losses | -269,000 | -2,082,000 | -6,016,000 | -7,790,000 |
| Pretax income | 6,663,000 | 14,981,000 | 1,000 | 5,879,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,663,000 | 14,975,000 | -5,000 | 5,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,086,000 | 120,649,000 | 104,707,000 | 110,102,000 |
| Total capital | 128,169,000 | 130,245,000 | 113,503,000 | 118,516,000 |
| Risk-weighted assets | 820,227,000 | 832,858,000 | 703,315,000 | 751,197,000 |