Call reports 2012
WESTERN NATIONAL BANK — 2012
What WESTERN NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,201,990,000 | 1,227,112,000 | 1,253,532,000 | 1,396,236,000 |
| Total loans | 622,883,000 | 682,550,000 | 677,495,000 | 644,020,000 |
| Allowance for loan losses | 9,730,000 | 10,122,000 | 10,093,000 | 9,741,000 |
| Securities available for sale | 488,825,000 | 418,828,000 | 476,820,000 | 544,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,057,831,000 | 1,085,511,000 | 1,088,464,000 | 1,242,320,000 |
| Interest-bearing deposits | 575,195,000 | 576,282,000 | 557,391,000 | 627,395,000 |
| Noninterest-bearing deposits | 482,636,000 | 509,229,000 | 531,073,000 | 614,925,000 |
| Equity capital | 107,848,000 | 113,467,000 | 118,593,000 | 122,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,901,000 | 22,293,000 | 34,717,000 | 46,121,000 |
| Interest expense | 910,000 | 1,732,000 | 2,484,000 | 3,214,000 |
| Net interest income | 9,991,000 | 20,561,000 | 32,233,000 | 42,907,000 |
| Noninterest income | 814,000 | 13,030,000 | 14,067,000 | 15,335,000 |
| Noninterest expense | 5,301,000 | 10,752,000 | 16,611,000 | 22,254,000 |
| Provision for loan losses | -42,000 | 3,431,000 | 3,390,000 | 3,007,000 |
| Pretax income | 5,565,000 | 20,522,000 | 27,413,000 | 35,429,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,372,000 | 14,704,000 | 21,482,000 | 29,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,302,000 | 105,688,000 | 109,407,000 | 116,204,000 |
| Total capital | 111,106,000 | 115,669,000 | 119,429,000 | 126,041,000 |
| Risk-weighted assets | 783,956,000 | 797,871,000 | 801,136,000 | 786,528,000 |