Call reports 2011
WESTERN NATIONAL BANK — 2011
What WESTERN NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,101,449,000 | 1,157,084,000 | 1,243,299,000 | 1,198,085,000 |
| Total loans | 564,605,000 | 595,110,000 | 612,375,000 | 600,769,000 |
| Allowance for loan losses | 9,372,000 | 9,534,000 | 9,840,000 | 9,740,000 |
| Securities available for sale | 423,405,000 | 427,201,000 | 482,034,000 | 494,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 950,857,000 | 1,024,301,000 | 1,088,016,000 | 1,051,871,000 |
| Interest-bearing deposits | 568,813,000 | 564,300,000 | 577,992,000 | 549,673,000 |
| Noninterest-bearing deposits | 382,044,000 | 460,001,000 | 510,024,000 | 502,198,000 |
| Equity capital | 91,709,000 | 97,667,000 | 104,885,000 | 107,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,460,000 | 21,379,000 | 32,527,000 | 43,776,000 |
| Interest expense | 1,297,000 | 2,545,000 | 3,751,000 | 4,802,000 |
| Net interest income | 9,163,000 | 18,834,000 | 28,776,000 | 38,974,000 |
| Noninterest income | 2,100,000 | 3,182,000 | 3,494,000 | 4,644,000 |
| Noninterest expense | 5,244,000 | 10,302,000 | 15,646,000 | 21,105,000 |
| Provision for loan losses | -146,000 | -98,000 | -373,000 | -488,000 |
| Pretax income | 6,180,000 | 12,024,000 | 17,717,000 | 23,937,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,896,000 | 10,690,000 | 17,156,000 | 23,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,442,000 | 93,605,000 | 96,225,000 | 100,600,000 |
| Total capital | 101,072,000 | 102,700,000 | 105,769,000 | 110,120,000 |
| Risk-weighted assets | 689,461,000 | 726,998,000 | 762,811,000 | 760,932,000 |