Call reports 2010
WESTERN NATIONAL BANK — 2010
What WESTERN NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,009,331,000 | 1,044,574,000 | 1,036,664,000 | 1,090,197,000 |
| Total loans | 595,205,000 | 568,502,000 | 576,583,000 | 592,164,000 |
| Allowance for loan losses | 10,018,000 | 9,728,000 | 9,383,000 | 9,481,000 |
| Securities available for sale | 340,823,000 | 353,979,000 | 378,818,000 | 398,755,000 |
| Securities held to maturity | 1,000 | 1,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 831,577,000 | 893,564,000 | 879,682,000 | 941,520,000 |
| Interest-bearing deposits | 515,770,000 | 581,820,000 | 541,889,000 | 551,883,000 |
| Noninterest-bearing deposits | 315,807,000 | 311,744,000 | 337,793,000 | 389,637,000 |
| Equity capital | 85,137,000 | 87,764,000 | 92,115,000 | 87,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 10,155,000 | 20,313,000 | 30,750,000 | 41,176,000 |
| Interest expense | 1,554,000 | 3,083,000 | 4,629,000 | 6,041,000 |
| Net interest income | 8,601,000 | 17,230,000 | 26,121,000 | 35,135,000 |
| Noninterest income | 2,241,000 | 3,569,000 | 4,947,000 | 5,869,000 |
| Noninterest expense | 5,151,000 | 10,611,000 | 15,645,000 | 21,244,000 |
| Provision for loan losses | 390,000 | 649,000 | 525,000 | 494,000 |
| Pretax income | 5,296,000 | 9,559,000 | 15,206,000 | 19,688,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,388,000 | 8,285,000 | 13,585,000 | 18,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,815,000 | 84,764,000 | 87,919,000 | 90,707,000 |
| Total capital | 93,583,000 | 93,206,000 | 96,492,000 | 99,607,000 |
| Risk-weighted assets | 700,001,000 | 673,899,000 | 684,885,000 | 711,251,000 |