Call reports 2009
WESTERN NATIONAL BANK — 2009
What WESTERN NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 990,752,000 | 986,028,000 | 1,021,242,000 | 984,537,000 |
| Total loans | 691,201,000 | 681,671,000 | 684,194,000 | 617,701,000 |
| Allowance for loan losses | 7,505,000 | 8,501,000 | 10,799,000 | 9,908,000 |
| Securities available for sale | 229,174,000 | 230,773,000 | 246,906,000 | 284,952,000 |
| Securities held to maturity | 8,000 | 5,000 | 3,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 803,299,000 | 824,647,000 | 832,634,000 | 825,784,000 |
| Interest-bearing deposits | 490,984,000 | 534,012,000 | 534,702,000 | 483,796,000 |
| Noninterest-bearing deposits | 312,315,000 | 290,635,000 | 297,932,000 | 341,988,000 |
| Equity capital | 82,664,000 | 79,413,000 | 85,587,000 | 81,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,111,000 | 24,266,000 | 36,511,000 | 47,180,000 |
| Interest expense | 1,772,000 | 3,542,000 | 5,357,000 | 7,282,000 |
| Net interest income | 10,339,000 | 20,724,000 | 31,154,000 | 39,898,000 |
| Noninterest income | 1,676,000 | 3,692,000 | 5,573,000 | 6,454,000 |
| Noninterest expense | 6,245,000 | 12,681,000 | 18,758,000 | 23,010,000 |
| Provision for loan losses | 950,000 | 5,897,000 | 8,472,000 | 20,504,000 |
| Pretax income | 4,817,000 | 6,025,000 | 9,878,000 | 8,241,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,510,000 | 5,188,000 | 8,660,000 | 6,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,945,000 | 77,234,000 | 78,958,000 | 81,273,000 |
| Total capital | 86,757,000 | 85,980,000 | 88,457,000 | 90,280,000 |
| Risk-weighted assets | 779,311,000 | 763,409,000 | 758,442,000 | 719,495,000 |