Call reports 2006
WESTERN NATIONAL BANK — 2006
What WESTERN NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 647,087,000 | 636,118,000 | 631,791,000 | 744,463,000 |
| Total loans | 351,918,000 | 376,284,000 | 394,312,000 | 427,626,000 |
| Allowance for loan losses | 3,799,000 | 3,928,000 | 3,998,000 | 4,263,000 |
| Securities available for sale | 207,438,000 | 190,152,000 | 185,900,000 | 164,467,000 |
| Securities held to maturity | 969,000 | 915,000 | 866,000 | 65,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 514,107,000 | 520,086,000 | 524,917,000 | 639,219,000 |
| Interest-bearing deposits | 328,090,000 | 331,947,000 | 339,561,000 | 424,149,000 |
| Noninterest-bearing deposits | 186,017,000 | 188,139,000 | 185,356,000 | 215,070,000 |
| Equity capital | 49,195,000 | 48,889,000 | 51,104,000 | 55,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 9,562,000 | 20,027,000 | 31,049,000 | 43,070,000 |
| Interest expense | 2,986,000 | 6,235,000 | 9,785,000 | 14,017,000 |
| Net interest income | 6,576,000 | 13,792,000 | 21,264,000 | 29,053,000 |
| Noninterest income | 1,105,000 | 2,205,000 | 3,297,000 | 4,580,000 |
| Noninterest expense | 3,813,000 | 7,840,000 | 12,122,000 | 16,620,000 |
| Provision for loan losses | 0 | 115,000 | 227,000 | 434,000 |
| Pretax income | 3,868,000 | 8,042,000 | 12,212,000 | 16,153,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,868,000 | 8,042,000 | 12,212,000 | 16,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,600,000 | 54,450,000 | 54,971,000 | 58,536,000 |
| Total capital | 56,399,000 | 58,378,000 | 58,969,000 | 62,799,000 |
| Risk-weighted assets | 488,694,000 | 509,165,000 | 530,617,000 | 578,285,000 |