Call reports 2001
WESTERN NATIONAL BANK — 2001
What WESTERN NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 323,410,000 | 330,338,000 | 328,013,000 | 348,165,000 |
| Total loans | 209,839,000 | 226,844,000 | 233,515,000 | 272,922,000 |
| Allowance for loan losses | 2,554,000 | 2,675,000 | 2,683,000 | 2,767,000 |
| Securities available for sale | 10,496,000 | 12,020,000 | 14,560,000 | 21,561,000 |
| Securities held to maturity | 6,248,000 | 5,642,000 | 5,167,000 | 4,774,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,358,000 | 292,350,000 | 290,018,000 | 289,478,000 |
| Interest-bearing deposits | 201,910,000 | 208,136,000 | 200,065,000 | 202,163,000 |
| Noninterest-bearing deposits | 81,448,000 | 84,214,000 | 89,953,000 | 87,315,000 |
| Equity capital | 32,770,000 | 33,367,000 | 33,525,000 | 34,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,957,000 | 11,762,000 | 17,246,000 | 22,246,000 |
| Interest expense | 2,279,000 | 4,351,000 | 6,229,000 | 7,676,000 |
| Net interest income | 3,678,000 | 7,411,000 | 11,017,000 | 14,570,000 |
| Noninterest income | 714,000 | 1,557,000 | 2,454,000 | 3,298,000 |
| Noninterest expense | 2,491,000 | 4,953,000 | 7,566,000 | 9,944,000 |
| Provision for loan losses | 115,000 | 291,000 | 291,000 | 411,000 |
| Pretax income | 1,786,000 | 3,724,000 | 5,614,000 | 7,513,000 |
| Income tax | 2,000 | 17,000 | 17,000 | 21,000 |
| Net income | 1,784,000 | 3,707,000 | 5,597,000 | 7,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,790,000 | 33,373,000 | 33,416,000 | 34,251,000 |
| Total capital | 35,344,000 | 36,048,000 | 36,099,000 | 37,018,000 |
| Risk-weighted assets | 247,807,000 | 254,405,000 | 276,756,000 | 307,793,000 |