Call reports 2025
SECURITY STATE BANK, THE — 2025
What SECURITY STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 58,634,000 | 61,476,000 | 59,760,000 | 61,088,000 |
| Total loans | 17,244,000 | 18,380,000 | 18,488,000 | 19,938,000 |
| Allowance for loan losses | 173,000 | 173,000 | 173,000 | 173,000 |
| Securities available for sale | 10,896,000 | 10,932,000 | 10,964,000 | 11,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,718,000 | 50,072,000 | 47,967,000 | 48,992,000 |
| Interest-bearing deposits | 32,618,000 | 35,373,000 | 32,913,000 | 34,275,000 |
| Noninterest-bearing deposits | 15,100,000 | 14,699,000 | 15,054,000 | 14,717,000 |
| Equity capital | 10,654,000 | 11,025,000 | 11,292,000 | 11,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 796,000 | 1,609,000 | 2,436,000 | 3,266,000 |
| Interest expense | 135,000 | 274,000 | 413,000 | 555,000 |
| Net interest income | 661,000 | 1,335,000 | 2,023,000 | 2,711,000 |
| Noninterest income | 4,000 | 7,000 | 35,000 | 46,000 |
| Noninterest expense | 225,000 | 426,000 | 673,000 | 995,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 440,000 | 913,000 | 1,382,000 | 1,759,000 |
| Income tax | 110,000 | 233,000 | 444,000 | 432,000 |
| Net income | 330,000 | 680,000 | 938,000 | 1,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,642,000 | 10,995,000 | 11,253,000 | 11,642,000 |
| Total capital | 10,815,000 | 11,171,000 | 11,429,000 | 11,818,000 |
| Risk-weighted assets | 27,212,000 | 28,779,000 | 28,688,000 | 29,839,000 |