Call reports 2016
SECURITY STATE BANK, THE — 2016
What SECURITY STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 42,352,000 | 43,233,000 | 42,317,000 | 42,084,000 |
| Total loans | 17,236,000 | 17,213,000 | 18,820,000 | 21,092,000 |
| Allowance for loan losses | 173,000 | 173,000 | 173,000 | 173,000 |
| Securities available for sale | 10,630,000 | 11,119,000 | 12,571,000 | 11,624,000 |
| Securities held to maturity | 55,000 | 55,000 | 55,000 | 55,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,328,000 | 37,032,000 | 36,018,000 | 35,961,000 |
| Interest-bearing deposits | 26,877,000 | 28,142,000 | 27,196,000 | 26,689,000 |
| Noninterest-bearing deposits | 9,451,000 | 8,890,000 | 8,822,000 | 9,272,000 |
| Equity capital | 5,878,000 | 5,995,000 | 6,040,000 | 6,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 340,000 | 680,000 | 1,028,000 | 1,397,000 |
| Interest expense | 28,000 | 57,000 | 90,000 | 123,000 |
| Net interest income | 312,000 | 623,000 | 938,000 | 1,274,000 |
| Noninterest income | 11,000 | 53,000 | 64,000 | 75,000 |
| Noninterest expense | 225,000 | 447,000 | 669,000 | 911,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 94,000 | 225,000 | 329,000 | 434,000 |
| Income tax | 33,000 | 81,000 | 119,000 | 138,000 |
| Net income | 61,000 | 144,000 | 210,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,836,000 | 5,919,000 | 5,985,000 | 6,071,000 |
| Total capital | 6,009,000 | 6,092,000 | 6,158,000 | 6,244,000 |
| Risk-weighted assets | 26,770,000 | 27,476,000 | 30,376,000 | 31,981,000 |