Call reports 2015
SECURITY STATE BANK, THE — 2015
What SECURITY STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 40,866,000 | 42,008,000 | 40,881,000 | 42,581,000 |
| Total loans | 17,021,000 | 18,140,000 | 18,368,000 | 20,376,000 |
| Allowance for loan losses | 173,000 | 173,000 | 173,000 | 173,000 |
| Securities available for sale | 13,862,000 | 13,473,000 | 12,557,000 | 10,963,000 |
| Securities held to maturity | 71,000 | 71,000 | 71,000 | 71,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,059,000 | 36,155,000 | 34,888,000 | 36,700,000 |
| Interest-bearing deposits | 26,098,000 | 27,826,000 | 25,512,000 | 27,080,000 |
| Noninterest-bearing deposits | 8,961,000 | 8,329,000 | 9,376,000 | 9,620,000 |
| Equity capital | 5,671,000 | 5,695,000 | 5,784,000 | 5,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 323,000 | 649,000 | 1,004,000 | 1,353,000 |
| Interest expense | 19,000 | 38,000 | 59,000 | 82,000 |
| Net interest income | 304,000 | 611,000 | 945,000 | 1,271,000 |
| Noninterest income | 13,000 | 24,000 | 38,000 | 55,000 |
| Noninterest expense | 213,000 | 424,000 | 666,000 | 904,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 104,000 | 211,000 | 317,000 | 396,000 |
| Income tax | 32,000 | 71,000 | 104,000 | 101,000 |
| Net income | 72,000 | 140,000 | 213,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,602,000 | 5,670,000 | 5,743,000 | 5,825,000 |
| Total capital | 5,775,000 | 5,843,000 | 5,916,000 | 5,998,000 |
| Risk-weighted assets | 25,681,000 | 26,611,000 | 27,845,000 | 29,711,000 |