Call reports 2013
SECURITY STATE BANK, THE — 2013
What SECURITY STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 44,425,000 | 41,995,000 | 40,429,000 | 40,240,000 |
| Total loans | 10,844,000 | 13,200,000 | 14,224,000 | 17,550,000 |
| Allowance for loan losses | 173,000 | 173,000 | 173,000 | 173,000 |
| Securities available for sale | 12,304,000 | 13,159,000 | 15,005,000 | 13,739,000 |
| Securities held to maturity | 101,000 | 101,000 | 101,000 | 101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,979,000 | 36,625,000 | 34,968,000 | 34,871,000 |
| Interest-bearing deposits | 26,763,000 | 27,162,000 | 25,510,000 | 25,697,000 |
| Noninterest-bearing deposits | 12,216,000 | 9,463,000 | 9,458,000 | 9,174,000 |
| Equity capital | 5,305,000 | 5,237,000 | 5,284,000 | 5,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 227,000 | 478,000 | 761,000 | 1,068,000 |
| Interest expense | 31,000 | 62,000 | 91,000 | 118,000 |
| Net interest income | 196,000 | 416,000 | 670,000 | 950,000 |
| Noninterest income | 19,000 | 33,000 | 46,000 | 62,000 |
| Noninterest expense | 188,000 | 395,000 | 605,000 | 818,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 27,000 | 54,000 | 111,000 | 194,000 |
| Income tax | 4,000 | 5,000 | 16,000 | 32,000 |
| Net income | 23,000 | 49,000 | 95,000 | 162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,202,000 | 5,228,000 | 5,264,000 | 5,325,000 |
| Total capital | 5,375,000 | 5,401,000 | 5,437,000 | 5,498,000 |
| Risk-weighted assets | 17,384,000 | 20,484,000 | 22,740,000 | 25,380,000 |