Call reports 2012
SECURITY STATE BANK, THE — 2012
What SECURITY STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 37,092,000 | 38,341,000 | 37,408,000 | 44,719,000 |
| Total loans | 14,188,000 | 13,905,000 | 13,853,000 | 11,372,000 |
| Allowance for loan losses | 173,000 | 173,000 | 173,000 | 173,000 |
| Securities available for sale | 11,036,000 | 11,878,000 | 12,781,000 | 12,491,000 |
| Securities held to maturity | 134,000 | 134,000 | 115,000 | 115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,721,000 | 32,823,000 | 31,716,000 | 39,325,000 |
| Interest-bearing deposits | 24,348,000 | 24,940,000 | 24,196,000 | 26,102,000 |
| Noninterest-bearing deposits | 7,373,000 | 7,883,000 | 7,520,000 | 13,223,000 |
| Equity capital | 5,259,000 | 5,339,000 | 5,436,000 | 5,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 624,000 | 895,000 | 1,161,000 |
| Interest expense | 44,000 | 84,000 | 122,000 | 155,000 |
| Net interest income | 273,000 | 540,000 | 773,000 | 1,006,000 |
| Noninterest income | 14,000 | 23,000 | 39,000 | 56,000 |
| Noninterest expense | 217,000 | 439,000 | 652,000 | 888,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 70,000 | 124,000 | 160,000 | 174,000 |
| Income tax | 21,000 | 34,000 | 37,000 | 30,000 |
| Net income | 49,000 | 90,000 | 123,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,284,000 | 5,325,000 | 5,358,000 | 5,179,000 |
| Total capital | 5,457,000 | 5,498,000 | 5,531,000 | 5,352,000 |
| Risk-weighted assets | 21,458,000 | 20,820,000 | 20,735,000 | 18,187,000 |