Call reports 2011
SECURITY STATE BANK, THE — 2011
What SECURITY STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 35,135,000 | 35,522,000 | 35,060,000 | 36,828,000 |
| Total loans | 11,522,000 | 13,605,000 | 13,139,000 | 15,470,000 |
| Allowance for loan losses | 173,000 | 173,000 | 173,000 | 173,000 |
| Securities available for sale | 4,902,000 | 6,120,000 | 8,007,000 | 11,687,000 |
| Securities held to maturity | 474,000 | 474,000 | 147,000 | 147,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,917,000 | 30,230,000 | 29,724,000 | 31,626,000 |
| Interest-bearing deposits | 23,988,000 | 24,761,000 | 23,785,000 | 24,197,000 |
| Noninterest-bearing deposits | 5,929,000 | 5,469,000 | 5,939,000 | 7,429,000 |
| Equity capital | 5,130,000 | 5,201,000 | 5,140,000 | 5,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 275,000 | 579,000 | 882,000 | 1,203,000 |
| Interest expense | 65,000 | 123,000 | 182,000 | 232,000 |
| Net interest income | 210,000 | 456,000 | 700,000 | 971,000 |
| Noninterest income | 17,000 | 30,000 | 44,000 | 65,000 |
| Noninterest expense | 184,000 | 366,000 | 659,000 | 916,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 43,000 | 120,000 | 85,000 | 120,000 |
| Income tax | 7,000 | 27,000 | 8,000 | 5,000 |
| Net income | 36,000 | 93,000 | 77,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,156,000 | 5,213,000 | 5,197,000 | 5,235,000 |
| Total capital | 5,329,000 | 5,386,000 | 5,370,000 | 5,408,000 |
| Risk-weighted assets | 35,348,000 | 35,695,000 | 20,734,000 | 23,548,000 |