Call reports 2010
SECURITY STATE BANK, THE — 2010
What SECURITY STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 36,456,000 | 36,117,000 | 34,543,000 | 34,535,000 |
| Total loans | 11,549,000 | 12,019,000 | 11,901,000 | 12,115,000 |
| Allowance for loan losses | 182,000 | 182,000 | 182,000 | 173,000 |
| Securities available for sale | 5,688,000 | 5,073,000 | 5,028,000 | 4,580,000 |
| Securities held to maturity | 527,000 | 527,000 | 498,000 | 498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,326,000 | 30,925,000 | 29,246,000 | 29,382,000 |
| Interest-bearing deposits | 23,573,000 | 23,850,000 | 23,251,000 | 23,656,000 |
| Noninterest-bearing deposits | 7,753,000 | 7,075,000 | 5,995,000 | 5,726,000 |
| Equity capital | 5,012,000 | 5,065,000 | 5,149,000 | 5,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 696,000 | 1,020,000 | 1,321,000 |
| Interest expense | 86,000 | 167,000 | 243,000 | 316,000 |
| Net interest income | 271,000 | 529,000 | 777,000 | 1,005,000 |
| Noninterest income | 13,000 | 22,000 | 38,000 | 62,000 |
| Noninterest expense | 185,000 | 403,000 | 571,000 | 937,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 0 |
| Pretax income | 99,000 | 148,000 | 242,000 | 130,000 |
| Income tax | 29,000 | 38,000 | 66,000 | 8,000 |
| Net income | 70,000 | 110,000 | 176,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,068,000 | 5,108,000 | 5,174,000 | 5,120,000 |
| Total capital | 5,250,000 | 5,290,000 | 5,356,000 | 5,293,000 |
| Risk-weighted assets | 36,724,000 | 36,365,000 | 34,766,000 | 34,787,000 |