Call reports 2009
SECURITY STATE BANK, THE — 2009
What SECURITY STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 33,818,000 | 34,655,000 | 34,536,000 | 35,631,000 |
| Total loans | 11,274,000 | 11,328,000 | 12,932,000 | 12,902,000 |
| Allowance for loan losses | 182,000 | 182,000 | 182,000 | 182,000 |
| Securities available for sale | 8,468,000 | 8,655,000 | 8,220,000 | 6,651,000 |
| Securities held to maturity | 598,000 | 598,000 | 550,000 | 550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,115,000 | 29,696,000 | 29,380,000 | 30,574,000 |
| Interest-bearing deposits | 23,827,000 | 24,097,000 | 24,135,000 | 23,395,000 |
| Noninterest-bearing deposits | 5,288,000 | 5,599,000 | 5,245,000 | 7,179,000 |
| Equity capital | 4,541,000 | 4,758,000 | 4,940,000 | 4,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 419,000 | 823,000 | 1,241,000 | 1,629,000 |
| Interest expense | 143,000 | 266,000 | 379,000 | 482,000 |
| Net interest income | 276,000 | 557,000 | 862,000 | 1,147,000 |
| Noninterest income | 14,000 | 27,000 | 40,000 | 57,000 |
| Noninterest expense | 191,000 | 393,000 | 577,000 | 916,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 99,000 | 191,000 | 325,000 | 96,000 |
| Income tax | 28,000 | 56,000 | 98,000 | 11,000 |
| Net income | 71,000 | 135,000 | 227,000 | 85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,984,000 | 5,048,000 | 5,140,000 | 4,998,000 |
| Total capital | 5,166,000 | 5,230,000 | 5,322,000 | 5,180,000 |
| Risk-weighted assets | 34,682,000 | 35,283,000 | 35,026,000 | 35,918,000 |