Call reports 2007
SECURITY STATE BANK, THE — 2007
What SECURITY STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 30,293,000 | 30,510,000 | 31,552,000 | 33,180,000 |
| Total loans | 12,752,000 | 13,052,000 | 12,641,000 | 13,811,000 |
| Allowance for loan losses | 197,000 | 197,000 | 197,000 | 197,000 |
| Securities available for sale | 5,113,000 | 5,564,000 | 6,116,000 | 6,937,000 |
| Securities held to maturity | 1,568,000 | 1,568,000 | 1,545,000 | 1,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,324,000 | 25,410,000 | 26,295,000 | 28,065,000 |
| Interest-bearing deposits | 20,766,000 | 21,483,000 | 21,767,000 | 23,000,000 |
| Noninterest-bearing deposits | 4,558,000 | 3,927,000 | 4,528,000 | 5,065,000 |
| Equity capital | 4,734,000 | 4,832,000 | 4,947,000 | 4,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,016,000 | 1,531,000 | 2,053,000 |
| Interest expense | 188,000 | 385,000 | 593,000 | 812,000 |
| Net interest income | 324,000 | 631,000 | 938,000 | 1,241,000 |
| Noninterest income | 21,000 | 39,000 | 56,000 | 78,000 |
| Noninterest expense | 174,000 | 346,000 | 529,000 | 969,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | 171,000 | 324,000 | 465,000 | 344,000 |
| Income tax | 58,000 | 107,000 | 151,000 | 90,000 |
| Net income | 113,000 | 217,000 | 314,000 | 254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,734,000 | 4,832,000 | 4,935,000 | 4,875,000 |
| Total capital | 4,931,000 | 5,029,000 | 5,132,000 | 5,072,000 |
| Risk-weighted assets | 30,490,000 | 30,707,000 | 31,749,000 | 33,377,000 |