Call reports 2006
SECURITY STATE BANK, THE — 2006
What SECURITY STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 29,301,000 | 28,928,000 | 28,656,000 | 31,014,000 |
| Total loans | 14,367,000 | 14,844,000 | 14,475,000 | 12,877,000 |
| Allowance for loan losses | 187,000 | 187,000 | 197,000 | 197,000 |
| Securities available for sale | 7,279,000 | 6,594,000 | 6,378,000 | 6,265,000 |
| Securities held to maturity | 728,000 | 728,000 | 705,000 | 705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,542,000 | 24,031,000 | 23,586,000 | 26,076,000 |
| Interest-bearing deposits | 20,118,000 | 20,270,000 | 19,899,000 | 21,489,000 |
| Noninterest-bearing deposits | 4,424,000 | 3,761,000 | 3,687,000 | 4,587,000 |
| Equity capital | 4,579,000 | 4,673,000 | 4,786,000 | 4,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 450,000 | 914,000 | 1,393,000 | 1,869,000 |
| Interest expense | 126,000 | 265,000 | 420,000 | 594,000 |
| Net interest income | 324,000 | 649,000 | 973,000 | 1,275,000 |
| Noninterest income | 17,000 | 35,000 | 53,000 | 74,000 |
| Noninterest expense | 156,000 | 362,000 | 543,000 | 999,000 |
| Provision for loan losses | 0 | 0 | 13,000 | 15,000 |
| Pretax income | 185,000 | 322,000 | 470,000 | 335,000 |
| Income tax | 61,000 | 106,000 | 156,000 | 94,000 |
| Net income | 124,000 | 216,000 | 314,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,604,000 | 4,696,000 | 4,794,000 | 4,721,000 |
| Total capital | 4,791,000 | 4,883,000 | 4,991,000 | 4,918,000 |
| Risk-weighted assets | 29,530,000 | 29,153,000 | 28,866,000 | 31,210,000 |