Call reports 2005
SECURITY STATE BANK, THE — 2005
What SECURITY STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 29,349,000 | 29,384,000 | 28,968,000 | 30,099,000 |
| Total loans | 13,789,000 | 13,585,000 | 14,509,000 | 15,883,000 |
| Allowance for loan losses | 166,000 | 166,000 | 166,000 | 186,000 |
| Securities available for sale | 8,340,000 | 9,014,000 | 8,192,000 | 7,070,000 |
| Securities held to maturity | 766,000 | 766,000 | 745,000 | 745,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,803,000 | 24,723,000 | 24,194,000 | 25,410,000 |
| Interest-bearing deposits | 20,824,000 | 20,419,000 | 19,949,000 | 20,781,000 |
| Noninterest-bearing deposits | 3,979,000 | 4,304,000 | 4,245,000 | 4,629,000 |
| Equity capital | 4,425,000 | 4,513,000 | 4,586,000 | 4,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 362,000 | 721,000 | 1,106,000 | 1,540,000 |
| Interest expense | 86,000 | 177,000 | 275,000 | 386,000 |
| Net interest income | 276,000 | 544,000 | 831,000 | 1,154,000 |
| Noninterest income | 18,000 | 32,000 | 49,000 | 62,000 |
| Noninterest expense | 166,000 | 357,000 | 547,000 | 939,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 33,000 |
| Pretax income | 128,000 | 219,000 | 324,000 | 244,000 |
| Income tax | 38,000 | 63,000 | 96,000 | 58,000 |
| Net income | 90,000 | 156,000 | 228,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,484,000 | 4,550,000 | 4,622,000 | 4,580,000 |
| Total capital | 4,650,000 | 4,716,000 | 4,788,000 | 4,766,000 |
| Risk-weighted assets | 29,614,000 | 29,610,000 | 29,194,000 | 30,329,000 |