Call reports 2004
SECURITY STATE BANK, THE — 2004
What SECURITY STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 30,081,000 | 29,043,000 | 28,375,000 | 29,140,000 |
| Total loans | 13,302,000 | 13,919,000 | 13,854,000 | 13,736,000 |
| Allowance for loan losses | 166,000 | 166,000 | 166,000 | 166,000 |
| Securities available for sale | 9,835,000 | 8,044,000 | 7,540,000 | 8,369,000 |
| Securities held to maturity | 803,000 | 803,000 | 783,000 | 783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,620,000 | 24,543,000 | 23,788,000 | 24,647,000 |
| Interest-bearing deposits | 20,858,000 | 20,066,000 | 19,844,000 | 20,224,000 |
| Noninterest-bearing deposits | 4,762,000 | 4,477,000 | 3,944,000 | 4,423,000 |
| Equity capital | 4,340,000 | 4,374,000 | 4,446,000 | 4,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 331,000 | 666,000 | 1,002,000 | 1,345,000 |
| Interest expense | 86,000 | 169,000 | 248,000 | 329,000 |
| Net interest income | 245,000 | 497,000 | 754,000 | 1,016,000 |
| Noninterest income | 20,000 | 37,000 | 55,000 | 74,000 |
| Noninterest expense | 158,000 | 320,000 | 504,000 | 860,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,000 |
| Pretax income | 107,000 | 214,000 | 305,000 | 226,000 |
| Income tax | 32,000 | 60,000 | 86,000 | 40,000 |
| Net income | 75,000 | 154,000 | 219,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,333,000 | 4,412,000 | 4,477,000 | 4,444,000 |
| Total capital | 4,499,000 | 4,578,000 | 4,643,000 | 4,610,000 |
| Risk-weighted assets | 30,236,000 | 29,272,000 | 28,592,000 | 29,370,000 |