Call reports 2003
SECURITY STATE BANK, THE — 2003
What SECURITY STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 30,034,000 | 30,143,000 | 29,634,000 | 30,417,000 |
| Total loans | 11,601,000 | 12,328,000 | 13,744,000 | 13,580,000 |
| Allowance for loan losses | 159,000 | 159,000 | 159,000 | 166,000 |
| Securities available for sale | 9,947,000 | 9,609,000 | 8,903,000 | 9,329,000 |
| Securities held to maturity | 837,000 | 837,000 | 818,000 | 818,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,603,000 | 25,630,000 | 25,074,000 | 25,945,000 |
| Interest-bearing deposits | 20,744,000 | 20,982,000 | 20,195,000 | 20,603,000 |
| Noninterest-bearing deposits | 4,859,000 | 4,648,000 | 4,879,000 | 5,342,000 |
| Equity capital | 4,251,000 | 4,328,000 | 4,365,000 | 4,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 747,000 | 1,092,000 | 1,430,000 |
| Interest expense | 116,000 | 220,000 | 317,000 | 407,000 |
| Net interest income | 258,000 | 527,000 | 775,000 | 1,023,000 |
| Noninterest income | 18,000 | 35,000 | 51,000 | 73,000 |
| Noninterest expense | 162,000 | 345,000 | 520,000 | 843,000 |
| Provision for loan losses | 15,000 | 15,000 | 20,000 | 27,000 |
| Pretax income | 99,000 | 202,000 | 286,000 | 226,000 |
| Income tax | 31,000 | 52,000 | 77,000 | 51,000 |
| Net income | 68,000 | 150,000 | 209,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,201,000 | 4,283,000 | 4,342,000 | 4,308,000 |
| Total capital | 4,360,000 | 4,442,000 | 4,501,000 | 4,474,000 |
| Risk-weighted assets | 30,109,000 | 30,227,000 | 29,755,000 | 30,555,000 |