Call reports 2002
SECURITY STATE BANK, THE — 2002
What SECURITY STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 28,410,000 | 27,657,000 | 29,092,000 | 30,694,000 |
| Total loans | 11,903,000 | 12,516,000 | 12,308,000 | 12,825,000 |
| Allowance for loan losses | 144,000 | 144,000 | 144,000 | 144,000 |
| Securities available for sale | 8,848,000 | 7,883,000 | 8,757,000 | 9,721,000 |
| Securities held to maturity | 709,000 | 709,000 | 852,000 | 852,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,050,000 | 23,242,000 | 24,598,000 | 26,289,000 |
| Interest-bearing deposits | 21,383,000 | 20,433,000 | 20,417,000 | 20,872,000 |
| Noninterest-bearing deposits | 2,667,000 | 2,809,000 | 4,181,000 | 5,417,000 |
| Equity capital | 4,137,000 | 4,214,000 | 4,273,000 | 4,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 794,000 | 1,185,000 | 1,579,000 |
| Interest expense | 205,000 | 367,000 | 513,000 | 648,000 |
| Net interest income | 194,000 | 427,000 | 672,000 | 931,000 |
| Noninterest income | 21,000 | 44,000 | 59,000 | 83,000 |
| Noninterest expense | 162,000 | 340,000 | 500,000 | 834,000 |
| Provision for loan losses | 0 | 8,000 | 8,000 | 11,000 |
| Pretax income | 53,000 | 123,000 | 201,000 | 147,000 |
| Income tax | 9,000 | 19,000 | 45,000 | 19,000 |
| Net income | 44,000 | 104,000 | 156,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,100,000 | 4,159,000 | 4,211,000 | 4,183,000 |
| Total capital | 4,244,000 | 4,303,000 | 4,355,000 | 4,327,000 |
| Risk-weighted assets | 28,493,000 | 27,710,000 | 29,135,000 | 30,751,000 |