Call reports 2004
INDIANA LAWRENCE BANK — 2004
What INDIANA LAWRENCE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Total assets | 138,488,000 | 131,599,000 |
| Total loans | 95,648,000 | 93,387,000 |
| Allowance for loan losses | 1,457,000 | 1,445,000 |
| Securities available for sale | 20,035,000 | 18,424,000 |
| Securities held to maturity | 1,267,000 | 1,256,000 |
| Trading assets | 0 | 0 |
| Total deposits | 110,156,000 | 105,176,000 |
| Interest-bearing deposits | 95,391,000 | 90,043,000 |
| Noninterest-bearing deposits | 14,765,000 | 15,133,000 |
| Equity capital | 12,228,000 | 11,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Interest income | 1,778,000 | 3,484,000 |
| Interest expense | 517,000 | 985,000 |
| Net interest income | 1,261,000 | 2,499,000 |
| Noninterest income | 406,000 | 838,000 |
| Noninterest expense | 1,219,000 | 2,445,000 |
| Provision for loan losses | 20,000 | 20,000 |
| Pretax income | 426,000 | 869,000 |
| Income tax | 182,000 | 369,000 |
| Net income | 244,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Tier 1 capital | 12,052,000 | 12,075,000 |
| Total capital | 13,234,000 | 13,210,000 |
| Risk-weighted assets | 94,323,000 | 90,530,000 |