Call reports 2002
INDIANA LAWRENCE BANK — 2002
What INDIANA LAWRENCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 142,771,000 | 145,883,000 | 150,205,000 | 145,975,000 |
| Total loans | 107,511,000 | 106,930,000 | 101,886,000 | 101,868,000 |
| Allowance for loan losses | 1,523,000 | 1,498,000 | 1,545,000 | 1,447,000 |
| Securities available for sale | 15,776,000 | 15,570,000 | 14,401,000 | 17,746,000 |
| Securities held to maturity | 1,835,000 | 1,806,000 | 1,708,000 | 1,688,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,444,000 | 117,134,000 | 121,790,000 | 116,501,000 |
| Interest-bearing deposits | 97,329,000 | 101,854,000 | 99,089,000 | 101,100,000 |
| Noninterest-bearing deposits | 17,115,000 | 15,280,000 | 22,701,000 | 15,401,000 |
| Equity capital | 12,010,000 | 12,292,000 | 12,435,000 | 12,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,398,000 | 4,656,000 | 6,865,000 | 9,005,000 |
| Interest expense | 855,000 | 1,581,000 | 2,303,000 | 2,997,000 |
| Net interest income | 1,543,000 | 3,075,000 | 4,562,000 | 6,008,000 |
| Noninterest income | 449,000 | 989,000 | 1,458,000 | 1,879,000 |
| Noninterest expense | 1,578,000 | 2,891,000 | 4,136,000 | 5,418,000 |
| Provision for loan losses | 252,000 | 327,000 | 402,000 | 477,000 |
| Pretax income | 166,000 | 851,000 | 1,491,000 | 2,001,000 |
| Income tax | 48,000 | 292,000 | 531,000 | 702,000 |
| Net income | 118,000 | 559,000 | 960,000 | 1,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,955,000 | 12,044,000 | 12,132,000 | 12,249,000 |
| Total capital | 13,317,000 | 13,414,000 | 13,444,000 | 13,531,000 |
| Risk-weighted assets | 108,784,000 | 109,481,000 | 104,690,000 | 102,381,000 |