Call reports 2001
INDIANA LAWRENCE BANK — 2001
What INDIANA LAWRENCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 161,962,000 | 163,811,000 | 153,514,000 | 152,225,000 |
| Total loans | 127,069,000 | 120,387,000 | 117,127,000 | 116,963,000 |
| Allowance for loan losses | 1,626,000 | 1,610,000 | 1,655,000 | 1,767,000 |
| Securities available for sale | 10,425,000 | 11,203,000 | 13,265,000 | 12,567,000 |
| Securities held to maturity | 1,262,000 | 1,197,000 | 1,069,000 | 1,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,152,000 | 133,008,000 | 123,973,000 | 123,832,000 |
| Interest-bearing deposits | 113,769,000 | 110,640,000 | 104,359,000 | 107,199,000 |
| Noninterest-bearing deposits | 16,383,000 | 22,368,000 | 19,614,000 | 16,633,000 |
| Equity capital | 14,394,000 | 14,604,000 | 12,478,000 | 12,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,307,000 | 6,405,000 | 9,299,000 | 12,029,000 |
| Interest expense | 1,576,000 | 2,953,000 | 4,175,000 | 5,191,000 |
| Net interest income | 1,731,000 | 3,452,000 | 5,124,000 | 6,838,000 |
| Noninterest income | 479,000 | 1,068,000 | 1,507,000 | 1,913,000 |
| Noninterest expense | 1,166,000 | 2,354,000 | 3,519,000 | 4,756,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 969,000 | 2,016,000 | 2,887,000 | 3,695,000 |
| Income tax | 366,000 | 757,000 | 1,085,000 | 1,393,000 |
| Net income | 603,000 | 1,259,000 | 1,802,000 | 2,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,271,000 | 14,486,000 | 12,254,000 | 12,256,000 |
| Total capital | 15,850,000 | 16,014,000 | 13,727,000 | 13,719,000 |
| Risk-weighted assets | 126,250,000 | 122,184,000 | 117,682,000 | 116,729,000 |