Call reports 2026
FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG — 2026
What FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,298,449,000 | 2,336,081,000 |
| Total loans | 1,574,275,000 | 1,613,416,000 |
| Allowance for loan losses | 20,729,000 | 21,864,000 |
| Securities available for sale | 436,483,000 | 452,345,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,890,349,000 | 1,925,463,000 |
| Interest-bearing deposits | 1,558,051,000 | 1,583,484,000 |
| Noninterest-bearing deposits | 332,298,000 | 341,979,000 |
| Equity capital | 188,242,000 | 192,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 28,333,000 | 57,925,000 |
| Interest expense | 9,043,000 | 18,428,000 |
| Net interest income | 19,290,000 | 39,497,000 |
| Noninterest income | 5,459,000 | 10,663,000 |
| Noninterest expense | 15,443,000 | 30,168,000 |
| Provision for loan losses | 202,000 | 1,802,000 |
| Pretax income | 9,085,000 | 18,132,000 |
| Income tax | 1,834,000 | 3,639,000 |
| Net income | 7,251,000 | 14,493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 202,491,000 | 207,344,000 |
| Total capital | 222,950,000 | 228,160,000 |
| Risk-weighted assets | 1,634,589,000 | 1,662,279,000 |