Call reports 2022
FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG — 2022
What FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,766,626,000 | 1,831,701,000 | 1,846,832,000 | 1,699,086,000 |
| Total loans | 1,004,119,000 | 1,036,677,000 | 1,050,856,000 | 1,051,324,000 |
| Allowance for loan losses | 15,050,000 | 15,015,000 | 14,989,000 | 14,175,000 |
| Securities available for sale | 511,477,000 | 509,787,000 | 492,032,000 | 486,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,614,146,000 | 1,695,034,000 | 1,719,660,000 | 1,565,109,000 |
| Interest-bearing deposits | 1,293,005,000 | 1,376,968,000 | 1,387,264,000 | 1,252,217,000 |
| Noninterest-bearing deposits | 321,141,000 | 318,066,000 | 332,396,000 | 312,892,000 |
| Equity capital | 138,102,000 | 124,287,000 | 111,992,000 | 118,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 12,002,000 | 25,635,000 | 41,191,000 | 58,666,000 |
| Interest expense | 463,000 | 966,000 | 1,684,000 | 3,816,000 |
| Net interest income | 11,539,000 | 24,669,000 | 39,507,000 | 54,850,000 |
| Noninterest income | 4,017,000 | 8,133,000 | 11,953,000 | 15,735,000 |
| Noninterest expense | 11,469,000 | 23,778,000 | 36,129,000 | 49,445,000 |
| Provision for loan losses | 0 | 0 | 0 | 650,000 |
| Pretax income | 4,087,000 | 9,005,000 | 15,297,000 | 20,399,000 |
| Income tax | 562,000 | 1,318,000 | 2,380,000 | 3,179,000 |
| Net income | 3,525,000 | 7,687,000 | 12,917,000 | 17,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,530,000 | 154,262,000 | 158,077,000 | 160,974,000 |
| Total capital | 164,168,000 | 167,741,000 | 171,869,000 | 174,753,000 |
| Risk-weighted assets | 1,007,165,000 | 1,075,373,000 | 1,100,697,000 | 1,100,507,000 |