Call reports 2021
FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG — 2021
What FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,597,394,000 | 1,676,551,000 | 1,731,902,000 | 1,773,423,000 |
| Total loans | 1,005,632,000 | 1,004,572,000 | 1,022,282,000 | 1,001,639,000 |
| Allowance for loan losses | 16,136,000 | 15,055,000 | 15,366,000 | 15,066,000 |
| Securities available for sale | 422,178,000 | 512,247,000 | 545,788,000 | 529,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,441,500,000 | 1,510,962,000 | 1,562,515,000 | 1,602,130,000 |
| Interest-bearing deposits | 1,131,026,000 | 1,197,859,000 | 1,232,525,000 | 1,285,956,000 |
| Noninterest-bearing deposits | 310,474,000 | 313,103,000 | 329,990,000 | 316,174,000 |
| Equity capital | 139,148,000 | 149,935,000 | 153,270,000 | 157,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,327,000 | 24,668,000 | 37,490,000 | 50,339,000 |
| Interest expense | 485,000 | 943,000 | 1,390,000 | 1,853,000 |
| Net interest income | 11,842,000 | 23,725,000 | 36,100,000 | 48,486,000 |
| Noninterest income | 4,162,000 | 8,479,000 | 14,822,000 | 19,344,000 |
| Noninterest expense | 10,498,000 | 20,955,000 | 32,255,000 | 44,536,000 |
| Provision for loan losses | -800,000 | -1,900,000 | -1,900,000 | -2,100,000 |
| Pretax income | 6,306,000 | 13,240,000 | 20,658,000 | 25,521,000 |
| Income tax | 1,010,000 | 2,168,000 | 3,233,000 | 3,937,000 |
| Net income | 5,296,000 | 11,072,000 | 17,425,000 | 21,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,298,000 | 140,075,000 | 146,427,000 | 149,087,000 |
| Total capital | 146,943,000 | 151,802,000 | 158,720,000 | 161,335,000 |
| Risk-weighted assets | 924,812,000 | 932,540,000 | 978,071,000 | 975,578,000 |
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