Call reports 2020
FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG — 2020
What FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,262,274,000 | 1,422,442,000 | 1,510,375,000 | 1,534,167,000 |
| Total loans | 939,137,000 | 1,017,393,000 | 1,032,456,000 | 1,019,150,000 |
| Allowance for loan losses | 14,730,000 | 16,555,000 | 17,151,000 | 16,789,000 |
| Securities available for sale | 208,040,000 | 286,217,000 | 346,473,000 | 396,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,117,917,000 | 1,273,888,000 | 1,356,974,000 | 1,374,787,000 |
| Interest-bearing deposits | 919,049,000 | 1,024,501,000 | 1,066,260,000 | 1,095,513,000 |
| Noninterest-bearing deposits | 198,868,000 | 249,387,000 | 290,714,000 | 279,274,000 |
| Equity capital | 127,267,000 | 132,961,000 | 137,651,000 | 142,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,294,000 | 24,732,000 | 37,294,000 | 50,658,000 |
| Interest expense | 1,413,000 | 2,245,000 | 2,933,000 | 3,550,000 |
| Net interest income | 10,881,000 | 22,487,000 | 34,361,000 | 47,108,000 |
| Noninterest income | 4,150,000 | 6,939,000 | 10,045,000 | 13,351,000 |
| Noninterest expense | 9,890,000 | 19,825,000 | 29,893,000 | 40,833,000 |
| Provision for loan losses | 3,000,000 | 4,975,000 | 5,350,000 | 4,625,000 |
| Pretax income | 2,131,000 | 4,616,000 | 9,137,000 | 15,030,000 |
| Income tax | 20,000 | -856,000 | -233,000 | 689,000 |
| Net income | 2,111,000 | 5,472,000 | 9,370,000 | 14,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,611,000 | 124,669,000 | 127,267,000 | 130,678,000 |
| Total capital | 133,248,000 | 135,608,000 | 138,737,000 | 142,384,000 |
| Risk-weighted assets | 844,560,000 | 867,172,000 | 909,564,000 | 929,078,000 |