Call reports 2019
FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG — 2019
What FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,213,692,000 | 1,252,444,000 | 1,302,271,000 | 1,271,086,000 |
| Total loans | 980,661,000 | 983,149,000 | 939,144,000 | 936,615,000 |
| Allowance for loan losses | 12,681,000 | 12,553,000 | 12,182,000 | 11,966,000 |
| Securities available for sale | 127,881,000 | 129,422,000 | 147,328,000 | 187,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,076,758,000 | 1,113,128,000 | 1,160,116,000 | 1,125,629,000 |
| Interest-bearing deposits | 884,486,000 | 908,663,000 | 950,098,000 | 933,285,000 |
| Noninterest-bearing deposits | 192,272,000 | 204,465,000 | 210,018,000 | 192,344,000 |
| Equity capital | 120,761,000 | 122,695,000 | 124,383,000 | 126,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,357,000 | 25,185,000 | 38,315,000 | 50,972,000 |
| Interest expense | 1,659,000 | 3,492,000 | 5,379,000 | 7,113,000 |
| Net interest income | 10,698,000 | 21,693,000 | 32,936,000 | 43,859,000 |
| Noninterest income | 3,094,000 | 6,476,000 | 9,872,000 | 14,764,000 |
| Noninterest expense | 9,419,000 | 19,073,000 | 28,122,000 | 38,537,000 |
| Provision for loan losses | 399,000 | 399,000 | 237,000 | 237,000 |
| Pretax income | 3,998,000 | 8,950,000 | 14,705,000 | 20,105,000 |
| Income tax | 513,000 | 1,878,000 | 2,920,000 | 3,747,000 |
| Net income | 3,485,000 | 7,072,000 | 11,785,000 | 16,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,026,000 | 118,178,000 | 119,402,000 | 122,974,000 |
| Total capital | 127,764,000 | 128,958,000 | 129,914,000 | 133,537,000 |
| Risk-weighted assets | 854,774,000 | 858,317,000 | 836,976,000 | 841,311,000 |