Call reports 2018
FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG — 2018
What FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,169,473,000 | 1,174,475,000 | 1,195,045,000 | 1,210,156,000 |
| Total loans | 942,653,000 | 967,752,000 | 972,055,000 | 973,493,000 |
| Allowance for loan losses | 11,989,000 | 12,482,000 | 12,526,000 | 12,415,000 |
| Securities available for sale | 133,322,000 | 127,899,000 | 125,403,000 | 131,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,035,234,000 | 1,058,312,000 | 1,072,103,000 | 1,082,780,000 |
| Interest-bearing deposits | 841,225,000 | 854,127,000 | 875,379,000 | 885,212,000 |
| Noninterest-bearing deposits | 194,009,000 | 204,185,000 | 196,724,000 | 197,568,000 |
| Equity capital | 116,149,000 | 110,326,000 | 113,528,000 | 117,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,846,000 | 22,286,000 | 34,083,000 | 46,350,000 |
| Interest expense | 795,000 | 1,749,000 | 2,870,000 | 4,214,000 |
| Net interest income | 10,051,000 | 20,537,000 | 31,213,000 | 42,136,000 |
| Noninterest income | 3,020,000 | 6,134,000 | 9,232,000 | 12,290,000 |
| Noninterest expense | 8,646,000 | 19,797,000 | 28,379,000 | 37,396,000 |
| Provision for loan losses | 200,000 | 9,329,000 | 9,579,000 | 9,954,000 |
| Pretax income | 4,225,000 | -2,404,000 | 2,543,000 | 7,132,000 |
| Income tax | 533,000 | -1,225,000 | -522,000 | 42,000 |
| Net income | 3,692,000 | -1,179,000 | 3,065,000 | 7,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,143,000 | 108,592,000 | 112,302,000 | 115,326,000 |
| Total capital | 124,244,000 | 118,982,000 | 122,813,000 | 125,825,000 |
| Risk-weighted assets | 806,196,000 | 826,750,000 | 836,659,000 | 835,674,000 |