Call reports 2017
FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG — 2017
What FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,132,086,000 | 1,135,229,000 | 1,166,167,000 | 1,180,685,000 |
| Total loans | 903,977,000 | 902,248,000 | 911,955,000 | 944,142,000 |
| Allowance for loan losses | 11,278,000 | 11,307,000 | 11,543,000 | 11,792,000 |
| Securities available for sale | 137,182,000 | 136,036,000 | 132,322,000 | 126,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,007,062,000 | 1,007,673,000 | 1,033,451,000 | 1,047,454,000 |
| Interest-bearing deposits | 834,898,000 | 834,348,000 | 849,852,000 | 850,328,000 |
| Noninterest-bearing deposits | 172,164,000 | 173,325,000 | 183,599,000 | 197,126,000 |
| Equity capital | 118,744,000 | 122,028,000 | 124,186,000 | 114,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,837,000 | 20,250,000 | 30,665,000 | 41,357,000 |
| Interest expense | 581,000 | 1,171,000 | 1,799,000 | 2,490,000 |
| Net interest income | 9,256,000 | 19,079,000 | 28,866,000 | 38,867,000 |
| Noninterest income | 2,872,000 | 5,861,000 | 8,762,000 | 11,843,000 |
| Noninterest expense | 7,920,000 | 16,057,000 | 24,380,000 | 43,195,000 |
| Provision for loan losses | 120,000 | 170,000 | 420,000 | 670,000 |
| Pretax income | 4,090,000 | 8,715,000 | 12,831,000 | 6,848,000 |
| Income tax | 878,000 | 1,913,000 | 2,760,000 | 3,913,000 |
| Net income | 3,212,000 | 6,802,000 | 10,071,000 | 2,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,644,000 | 116,554,000 | 118,777,000 | 111,496,000 |
| Total capital | 123,264,000 | 126,088,000 | 128,426,000 | 121,521,000 |
| Risk-weighted assets | 762,061,000 | 753,953,000 | 763,362,000 | 800,219,000 |