Call reports 2011
FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG — 2011
What FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 969,685,000 | 1,003,848,000 | 994,803,000 | 986,320,000 |
| Total loans | 763,518,000 | 771,997,000 | 766,606,000 | 766,410,000 |
| Allowance for loan losses | 9,198,000 | 10,150,000 | 9,195,000 | 9,723,000 |
| Securities available for sale | 122,688,000 | 131,721,000 | 131,024,000 | 124,682,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 758,218,000 | 795,984,000 | 790,017,000 | 788,956,000 |
| Interest-bearing deposits | 656,660,000 | 689,092,000 | 683,649,000 | 683,741,000 |
| Noninterest-bearing deposits | 101,558,000 | 106,892,000 | 106,368,000 | 105,215,000 |
| Equity capital | 79,951,000 | 81,566,000 | 81,369,000 | 82,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 11,017,000 | 22,006,000 | 32,800,000 | 43,833,000 |
| Interest expense | 2,405,000 | 4,814,000 | 7,101,000 | 9,155,000 |
| Net interest income | 8,612,000 | 17,192,000 | 25,699,000 | 34,678,000 |
| Noninterest income | 1,987,000 | 4,164,000 | 6,242,000 | 8,990,000 |
| Noninterest expense | 7,055,000 | 14,478,000 | 21,494,000 | 28,409,000 |
| Provision for loan losses | 900,000 | 2,667,000 | 5,442,000 | 7,524,000 |
| Pretax income | 2,655,000 | 4,167,000 | 5,100,000 | 7,693,000 |
| Income tax | 702,000 | 325,000 | 84,000 | 646,000 |
| Net income | 1,953,000 | 3,842,000 | 5,016,000 | 7,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,282,000 | 75,297,000 | 75,221,000 | 77,656,000 |
| Total capital | 83,480,000 | 84,766,000 | 84,416,000 | 87,117,000 |
| Risk-weighted assets | 744,682,000 | 756,829,000 | 757,698,000 | 756,619,000 |