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Call reports 2010

FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG — 2010

What FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ecdc2559-246e-41a5-81f5-4ef50f8f9a17/2010

Balance sheet

What the bank holds and owes at quarter end

Measure2010Q12010Q22010Q32010Q4
Total assets972,053,000984,472,000965,625,000949,829,000
Total loans750,323,000758,661,000758,053,000748,892,000
Allowance for loan losses9,349,0009,751,0009,598,0008,801,000
Securities available for sale131,857,000127,632,000124,489,000116,833,000
Securities held to maturity0000
Trading assets0000
Total deposits727,528,000732,134,000727,725,000735,351,000
Interest-bearing deposits694,088,000700,270,000699,169,000706,751,000
Noninterest-bearing deposits33,440,00031,864,00028,556,00028,600,000
Equity capital76,788,00077,306,00078,359,00078,457,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2010Q12010Q22010Q32010Q4
Interest income11,362,00022,778,00034,333,00045,484,000
Interest expense3,371,0006,590,0009,657,00012,443,000
Net interest income7,991,00016,188,00024,676,00033,041,000
Noninterest income2,159,0004,255,0006,179,0008,399,000
Noninterest expense6,693,00013,231,00019,903,00026,548,000
Provision for loan losses625,0001,250,0001,875,0003,235,000
Pretax income2,826,0005,975,0008,892,00011,464,000
Income tax740,0001,592,0002,413,0003,209,000
Net income2,086,0004,383,0006,479,0008,255,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2010Q12010Q22010Q32010Q4
Tier 1 capital69,905,00070,976,00071,811,00073,373,000
Total capital79,224,00080,419,00081,213,00082,174,000
Risk-weighted assets745,472,000755,113,000752,000,000732,485,000

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