Call reports 2001
FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG — 2001
What FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 483,313,000 | 488,980,000 | 493,343,000 | 493,313,000 |
| Total loans | 303,558,000 | 304,082,000 | 313,909,000 | 307,243,000 |
| Allowance for loan losses | 3,948,000 | 4,135,000 | 4,142,000 | 4,051,000 |
| Securities available for sale | 125,862,000 | 125,544,000 | 136,784,000 | 141,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,871,000 | 354,574,000 | 356,701,000 | 354,871,000 |
| Interest-bearing deposits | 312,166,000 | 305,922,000 | 339,036,000 | 335,579,000 |
| Noninterest-bearing deposits | 52,705,000 | 48,652,000 | 17,665,000 | 19,292,000 |
| Equity capital | 40,940,000 | 39,688,000 | 40,118,000 | 39,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,392,000 | 16,538,000 | 24,641,000 | 32,099,000 |
| Interest expense | 4,370,000 | 8,527,000 | 12,514,000 | 15,773,000 |
| Net interest income | 4,022,000 | 8,011,000 | 12,127,000 | 16,326,000 |
| Noninterest income | 1,032,000 | 2,359,000 | 3,401,000 | 4,789,000 |
| Noninterest expense | 3,122,000 | 6,297,000 | 9,445,000 | 12,614,000 |
| Provision for loan losses | 209,000 | 524,000 | 883,000 | 1,480,000 |
| Pretax income | 1,727,000 | 3,549,000 | 5,232,000 | 7,082,000 |
| Income tax | 307,000 | 720,000 | 923,000 | 1,288,000 |
| Net income | 1,420,000 | 2,829,000 | 4,309,000 | 5,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,243,000 | 37,802,000 | 38,113,000 | 38,555,000 |
| Total capital | 42,271,000 | 42,030,000 | 42,349,000 | 42,689,000 |
| Risk-weighted assets | 334,549,000 | 331,385,000 | 352,976,000 | 361,984,000 |