Call reports 2010
FIRSTBANK OF ADAMS COUNTY — 2010
What FIRSTBANK OF ADAMS COUNTY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 221,813,000 | 222,499,000 | 223,906,000 |
| Total loans | 52,805,000 | 54,277,000 | 54,657,000 |
| Allowance for loan losses | 1,083,000 | 1,181,000 | 1,265,000 |
| Securities available for sale | 91,770,000 | 98,233,000 | 96,915,000 |
| Securities held to maturity | 44,335,000 | 51,051,000 | 52,115,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 203,420,000 | 202,220,000 | 202,894,000 |
| Interest-bearing deposits | 174,446,000 | 173,553,000 | 173,190,000 |
| Noninterest-bearing deposits | 28,974,000 | 28,667,000 | 29,704,000 |
| Equity capital | 15,948,000 | 17,382,000 | 18,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 2,242,000 | 4,540,000 | 6,951,000 |
| Interest expense | 522,000 | 1,023,000 | 1,501,000 |
| Net interest income | 1,720,000 | 3,517,000 | 5,450,000 |
| Noninterest income | 989,000 | 2,035,000 | 3,068,000 |
| Noninterest expense | 1,731,000 | 3,532,000 | 5,352,000 |
| Provision for loan losses | 222,000 | 405,000 | 930,000 |
| Pretax income | 756,000 | 1,615,000 | 2,236,000 |
| Income tax | 134,000 | 303,000 | 376,000 |
| Net income | 622,000 | 1,312,000 | 1,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 13,989,000 | 14,680,000 | 15,227,000 |
| Total capital | 15,083,000 | 15,872,000 | 16,437,000 |
| Risk-weighted assets | 97,301,000 | 97,081,000 | 96,701,000 |